BUSINESS OWNERS

Over many years of working with Business Owners we have learned that you have some unique characteristics and challenges:

• Much like with ourselves, your business is your baby. It is often your heart and soul. It represents your life’s ambition and goals, and provides for you and your family.
• Often all your excess cash is invested into your business. Typically your business becomes your largest and most important asset. That means it is often also your retirement asset.
•  As a result of the above you tend to have insufficient diversification beyond your business.
• You are often time poor, being too busy working in your business.

Building a successful business can be rewarding in many ways, however without smart financial strategies, financial success will be harder to achieve. We can provide solutions:

• Ensuring that the finance needs for your business and personal residential lending are met in a cost effective and tailor made way to fit your business. You can rest assured that through our finance arm, Arbitrage Private Clients, we have you covered.
• Protection of your business income stream – Key Person Protection
• Protection of your personal income  – Income Protection
• Protection of your business asset – Business Succession Planning
• Planning your eventual exit from the business – tax effectively
• Diversification of your assets
• Using flexible, tax effective and tailored wealth creation vehicles (e.g. SMSF, Trusts)
• Coordination between your professional advisers (banking and finance advisers, wealth advisers, accountants and other professional advisers)